YOUR LOW COST TITLE SOLUTION
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Privacy

Desire Title Company is committed to providing you with excellent title services at a reasonable price. We take control of your transaction from start to finish, with an eye towards solving problems and working with your bank, mortgage broker, real estate broker and insurance agent to make sure everything goes smoothly and your transaction successfully closes!

 

Introduction-Purpose of this Notice
The members of the Desire Title Company, are committed to protecting the privacy rights of our customers. Under the Federal Financial Services Modernization Act, the Regulation of the Federal Trade Commission, and the Louisiana Department of Insurance we are now required to give our consumer customers a notice of our privacy policy. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.

Applicability
This Privacy Policy governs our collection and use of nonpublic personal information. Non-public personal information(“NPI”) is nonpublic information about you that we obtain in connection with providing a financial product or service to you, such as title products or closing and settlement services. NPI does not include publicly available information, such as information in government records or real estate records; that information is not protected from disclosure because of its public nature. 

Information We Collect
We may collect NPI about you from the following sources:
• Information we receive from you such as on applications or other forms.
• Information about your transactions we secure from our files, or from our affiliates or others.
• Information we receive from a customer-reporting agency.
• Information that we receive form others involved in your transaction, such as the real estate agent or lender.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional NPI will be collected about you.

Use of Information
We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purposes, such as quality control efforts or customer analysis. We may also provide all of the types of NPI listed above to financial service providers, such as companies engaged in banking, consumer finance, securities and insurance. Desire Title Company does not disclose NPI with anyone for any purpose that is not specifically permitted by law.

Please be aware that your name, your marital status, the last four digits of your social security number and your address will be public record in the courthouse.

Former Customers
Even if you are no longer our customer, our Privacy Policy will continue to apply to you. This Privacy Policy may be amended at our discretion.

Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to NPI about you to those employees that have passed background checks and that need to know that information to provide products or services to you. We will use our best efforts to train and oversee these employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your NPI.


Desire Title Company
7733 Maple Street
New Orleans, LA 70118
504.598.3018
FAX 504.285.3713
keith@desiretitle.com

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